Current, operating under the legal entity Finco Services, Inc., provides a mobile banking platform that combines traditional banking services with modern financial wellness tools. Founded in 2015 and headquartered in San Francisco, the company differentiates itself through features like early paycheck access, fee-free overdraft protection, and integrated budgeting capabilities. Current targets underbanked consumers and younger demographics seeking alternatives to traditional banking institutions with their transparent fee structure and mobile-first approach. The fintech company focuses on expanding its user base while enhancing its suite of financial management tools to capture market share in the competitive digital banking sector.