Zilch Technology Limited operates a payment application that provides consumers with cashback rewards on debit card purchases and interest-free installment credit options. Founded in 2018 and headquartered in London, the company positions itself in the competitive buy-now-pay-later (BNPL) market by combining traditional debit card benefits with flexible payment solutions. Zilch differentiates itself through its dual offering of immediate cashback incentives alongside installment payment flexibility, targeting consumers seeking both rewards and payment convenience. The company continues to focus on expanding its user base and merchant partnerships while enhancing its payment technology platform to capture market share in the evolving digital payments landscape.