Divvy Homes operates a rent-to-own platform that enables renters to build equity toward homeownership through its alternative financing model. Founded in 2016 and headquartered in San Francisco, the company purchases homes on behalf of qualified customers who then rent the properties while accumulating equity credits toward an eventual purchase. This approach addresses the traditional barriers to homeownership, including insufficient down payments and credit challenges, by providing a structured pathway to ownership. Divvy Homes has expanded across multiple U.S. markets, focusing on making homeownership accessible to underserved demographics while building a scalable real estate technology platform.