Klarna Bank AB operates a leading buy-now-pay-later platform that provides interest-free installment payment solutions to consumers while enabling merchants to achieve higher conversion rates through streamlined checkout experiences. Founded in Stockholm in 2005, the Swedish fintech company has established itself as a dominant player in the global e-commerce payments ecosystem, serving millions of consumers and thousands of retail partners worldwide. With a current valuation of $14.6 billion, Klarna has successfully expanded across multiple markets, leveraging its technology-driven approach to reshape consumer purchasing behavior and merchant payment processing in the rapidly evolving digital commerce landscape.