Petal Card, Inc. operates a fintech platform that provides credit cards and mobile banking services specifically designed for underserved consumers through innovative cash flow underwriting technology. Founded in 2016 and headquartered in New York, the neobank differentiates itself by using alternative data sources to assess creditworthiness, enabling access to credit for individuals with limited credit history. The company has achieved significant market recognition in the financial inclusion space, reaching a valuation of $800 million. Petal continues to focus on expanding its underwriting capabilities and product offerings to serve the growing population of credit-underserved consumers in the United States.