Company Legal Name
Latest Valuation
Founded Year
Headquarter
Upgrade, Inc. operates a mobile-first financial technology platform that provides consumers with installment cards, personal loans, and cash back accounts. Founded in 2016 and headquartered in San Francisco, the company differentiates itself by combining traditional credit products with modern digital banking features, offering transparent pricing and flexible repayment options. Upgrade has positioned itself as an alternative to traditional credit cards by emphasizing installment-based lending that helps consumers manage debt more effectively. The company continues to expand its product suite and customer base, focusing on delivering comprehensive financial services through its streamlined mobile platform to underserved consumer segments.
Available in most regions; subject to local regulations.
Open to non-accredited investors with KYC/AML compliance. U.S. investors must meet SEC requirements.
$10 per token, enabling fractionalized access to Pre-IPO shares.
Mandatory identity (KYC) and proof of funds checks.
Variable, applied to investment amounts.
Charged on realized profits.
Tokens may be locked for 6–12 months; resale depends on secondary market liquidity.
Prices reflect past funding rounds, not guaranteed future value.
Biotech depends on regulatory approvals; fintech faces evolving digital asset rules.
Blockchain or custodian issues could delay transfers or verification.
Changing laws may affect tradability or taxation.

How can I buy Upgrade pre-IPO shares through Jarsy?
You can create an account, complete KYC verification, and start investing from just $10. Shares are fractionalized, so you can access pre-IPO opportunities without high entry barriers.
What is the current stock price and valuation of Upgrade ?
The latest valuation of Upgrade is , The live stock price chart shows historical price movements and company valuation trends. Investors can track performance before the IPO.
What is the minimum investment amount required to invest in Upgrade ?
The minimum investment is $10, enabling fractionalized access to Upgrade pre-IPO shares.
What fees will I pay when investing in Upgrade pre-IPO shares?
Fees include platform fees and carried interest on realized profits.
What risks are involved in Upgrade pre-IPO stock investments?
Risks include liquidity lock-ups, valuation uncertainty, industry-specific risks, regulatory changes, and potential custody or tokenization issues.
How does Jarsy ensure transparency of reserves and assets?
Each Jarsy issued Token is backed 1:1 by the economic rights of a corresponding share held by Jarsy’s Delaware LLC ( an LLC created for custody purposes). When a liquidation event happens, Jarsy would liquidate the shares and return the equivalent dollar value to token holders based on their economic interest. This structure ensures full transparency and direct backing of every token. All the supply and transactions information of the token can be verified independently through blockchain.
Can I sell my Upgrade pre-IPO shares backed token before the IPO?
You may redeem your tokens through the Jarsy platform; however, settlement is not guaranteed and is subject to available liquidity and market demand.